Compliance shaped around the business model.
Sector context matters. The same regulatory rule creates different operational risks depending on the product, customer journey, payment flow, outsourcing model and geographic footprint.
Payments & E-Money
Support across authorisation, safeguarding, financial crime, governance and ongoing compliance for payment institutions and e-money firms.
- FCA applications and variations
- Safeguarding
- AML and sanctions
- Operational resilience
- Agent/distributor oversight
- Compliance monitoring
MSBs & Remittance
Risk-based AML/ATF support for remittance, FX, cross-border payments and money services firms.
- FINTRAC compliance programmes
- Business-wide risk assessment
- Transaction monitoring
- Regulatory reporting
- Training
- Independent effectiveness review
Fintech & Banking-as-a-Service
Control design for firms that sit across regulated partners, technology providers, programme managers and outsourced operating models.
- Regulatory perimeter
- Partner governance
- Outsourcing and third-party risk
- Customer journey controls
- Financial crime
- Compliance scalability
Digital Assets & Emerging Payments
Financial crime, sanctions and regulatory-readiness support for digital-asset and innovative payment models operating in fast-changing regulatory environments.
- AML risk assessment
- KYC / EDD
- Transaction monitoring
- Sanctions
- Policy frameworks
- Regulatory readiness
Higher-Risk & Cross-Border Business Models
Enhanced governance and financial-crime support where customer, jurisdiction, merchant, product or partner risk requires a more sophisticated control environment.
- Enhanced risk methodology
- EDD frameworks
- Partner due diligence
- Transaction monitoring
- Board risk appetite
- Independent assurance
Operate in one of these sectors?
Bring us the regulatory problem, not a pre-defined solution. We will help you determine whether you need an application, a framework build, a health check, remediation or ongoing support.