Examples of how 360 Compliance Consulting Limited has helped UK and international firms achieve authorisation, strengthen financial crime controls and demonstrate real regulatory assurance.
Regulated firms rarely fail because the rules were unclear. They fall short because compliance work is delivered late, documented thinly or disconnected from how the business actually operates. The case studies below illustrate our senior-led approach to regulatory compliance consulting across the United Kingdom and Canada: FCA authorisation applications, AML and financial crime programme remediation, independent audit and Skilled Person-style reviews, and ongoing compliance support for payments, e-money and money services businesses.
Every engagement starts with the same questions: what does the regulator expect of this specific business model, what evidence already exists, and what is the shortest credible path to a control framework that works in practice? We then build proportionate policies, risk assessments, governance and monitoring arrangements that stand up to scrutiny - not shelf-ware. Where firms are preparing to enter new markets, we map requirements across jurisdictions so a single operating model can satisfy multiple supervisors, including the FCA, FINTRAC and provincial regulators under Canada's Retail Payment Activities Act.
The outcomes speak for themselves: authorisations granted, thematic review findings closed, audit reports management teams can act on, and compliance functions that operate with confidence long after we have left. If your firm faces a similar challenge, contact us to discuss how the same approach would apply to your circumstances.
Delivered an independent effectiveness review of a money services business's AML programme, testing risk assessment, onboarding, monitoring, reporting and record-keeping controls against FINTRAC expectations, and led remediation of the gaps identified.
Outcome: All review findings closed within one quarter, with an evidence pack ready for FINTRAC examination.
Supported a payments start-up through a full FCA authorisation application for payment services, building the compliance framework, governance arrangements and regulatory business plan from the ground up, then managed regulator responses through to determination.
Outcome: Authorisation granted on first submission with no thematic follow-up questions raised post-approval.
Acted as an independent reviewer for a consumer credit and payments firm, assessing the design and operating effectiveness of its compliance monitoring, conduct-risk oversight and third-party management arrangements, and delivering a board-ready report with a prioritised remediation plan.
Outcome: Board adopted the remediation plan in full; the framework passed the client's next external audit without material findings.
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